BCCA Retiree Plan

BCCA Retiree Plan

Congratulations on your retirement! You have the option to convert to a personal health insurance plan with Pacific Blue Cross. This plan was created specifically for retirees to ensure continuous coverage for health, prescription drugs, and dental expenses – with no medical questionnaire.

To transition to a BCCA personal health insurance plan for your retirement, you must be 50+ years of age and apply within 60 days of the date on which your group benefits coverage was cancelled.

 

The BCCA Retiree Plan provides coverage as follows:

Health

Covers 80% of the following eligible expenses:

  • Vision care
  • Registered therapists
  • Hospital accommodation
  • Medical services and supplies
  • Nursing care
  • Ambulance services
  • Accidental dental

Covers 100% of the following eligible expenses:

  • Accidental death and dismemberment (maximum payable of $25,000 up to age 70, $10,000 age 71+)
  • Final expense benefit (up to maximum $3,000)
  • Out-of-province, in-Canada travel
  • Survivor benefit

 

Registered Therapists
Physiotherapists, massage therapists, chiropractors, chiropodist/podiatrists, naturopaths, acupuncturists, osteopaths, registered dieticians $500 combined/yr
Speech therapists $45/visit, 10 visits/yr
Psychologists $65/visit, 10 visits/yr
Vision
Prescription eyewear $250/24 months
Eye exam $50/24 months
Medical Services and Supplies
Year 1 $1,500/yr
Year 2 $2,500/yr
Hearing aids $400/5/yrs
Hospital Accomondation
Hospitalization $200/day
Day limit 30 days

*access to EQ Care, an online health care provider, is included.

Prescription Drugs

Covers 80% of eligible expenses, includes a pay-direct drug card, and aligns with PBC’s BlueRX formulary pricing.
*Maximum follows BC PharmaCare

DISPENSING FEE $10*
Year 1 $1,000/yr
Year 2 $2,000/yr
Year 3+ $3,000/yr
Health and Prescription Drug Plan – Monthly Rates
Age Single Couple Family
50-54 $127.30 $243.60 $301.15
55-59 $131.10 $243.60 $301.15
60-64 $133.95 $247.00 $307.80
65-69 $141.55 $262.20 $325.85
70-74 $151.05 $280.25 $347.70
70+ $160.55 $297.35 $369.55
Dental (Optional)

Covers 80% of basic services such as regular cleanings every 9 months and endodontics (root canals). The plan also covers 50% of major services (bridges, crowns, etc.). Choose from the Silver or Gold dental plan, which offer different annual maximum limits.

Services Silver Gold
Basic 80% 80%
Endodontics 80% 80%
Major 50% 50%
Annual Limits $1,000 $1,500
Dental Plan – Monthly Rates
Silver
Age Single Couple Family
50-54 $61.75 $114.95 $142.50
55-59 $63.65 $116.85 $146.30
60-64 $65.55 $120.65 $150.10
65-69 $66.50 $123.50 $152.95
70-74 $67.45 $125.40 $155.80
75+ $69.35 $128.25 $159.60
Gold
Age Single Couple Family
50-54 $66.50 $123.50 $153.90
55-59 $68.40 $126.35 $157.70
60-64 $70.30 $130.15 $161.50
65-69 $72.20 $133.00 $165.30
70-74 $73.15 $134.90 $168.15
75+ $75.05 $137.75 $171.95

Do you want to learn more about the BCCA Retiree Plan?

Check out our FAQ or contact Pacific Blue Cross directly at 604-419-2200.

Make sure you mention that you’re interested in the BCCA Retiree Plan.

To apply for this plan, complete the BCCA Retiree Plan form and email it to inhealth@pac.bluecross.ca

Begin Application
If you are experiencing a crisis, contact the FSEAP Crisis Hotline at 1-800-667-0993