Dental Care
Dental care is one of the most frequently used and most valued components of an employee benefits plan. Healthy teeth and gums support overall health, reduce absenteeism, and help employees stay focused and productive on the job. For employees in physically demanding roles, where stamina and physical well-being matter, strong dental coverage is an important part of safeguarding long-term health.
Your dental plan can be fully customized with different coverage levels, coinsurance, and deductible options to meet your company’s goals.
Why Dental Coverage Matters
Dental care is one of the highest‑value benefits for employees, offering:
- Better overall health and disease prevention
- Reduced pain, infection, and chronic issues
- Fewer sick days and increased productivity
- Meaningful family support
- Improved recruitment and retention in a competitive market
For employers, offering strong dental coverage demonstrates commitment to employee wellbeing and helps create a more resilient workforce.
Part of a Comprehensive Benefits Plan
Dental coverage is a core component of our group benefits offering and integrates seamlessly with your Extended Health Care, Life Insurance, AD&D, and Disability benefits to provide complete support for employees and their families.
What Your Dental Care Plan Can Include:
- Basic & Preventive Care
This essential coverage helps employees maintain strong long‑term oral health and catch issues early.
Coverage includes:
- Regular dental check‑ups and cleanings
- Fillings
- Extractions
- Bruxing/night guards
- Endodontics (root canal treatment)
- Periodontics (gum disease treatment)
2. Major Restorative Services
For more complex dental needs, employers can add Major Restorative coverage.
This includes:
- Crowns
- Bridges
- Implants
- Other major restorative procedures
3. Orthodontic Coverage
Orthodontic plans are available for adults and dependents, making it a valuable add‑on for families.
Additional Plan Features
Specialist Fee Coverage
Specialist services are covered at the fee guide +10%, supporting access to more complex care when needed.
Customizable Check‑Up Frequency
You can choose how many dental visits or exams are covered per year, giving employers flexibility in balancing cost and coverage.
Support for Families
- A 24‑month survivor benefit that continues coverage for dependents if an employee passes away
Eligibility
Coverage continues to age 85 or earlier retirement, depending on your plan structure.
To explore options or tailor a plan for your team, please contact us.
