Extra Coverage

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Add-Ons to Customize the Perfect Plan for Your Needs.

Vision care

Add coverage for your employees’ contact lenses, glasses or laser eye surgery.


Short-Term Disability

Short Term Disability provides employees with protection against short-term loss of income due to injury or illness.


Group Critical Illness

Critical Illness insurance pays out a lump sum (minimum $10,000) for employees diagnosed with a serious illness covered by your plan. Critical illness under our employee health benefits plan includes coverage for 24 illnesses.


Health Spending Account

A Health Spending Account (HSA) or Health Care Spending Account (HCSA) is an account that can be used to pay for medical and dental expenses that are not eligible under your current employee health benefits program. It can also be used when employees exceed the annual limits of your existing program.



If you are experiencing a crisis, contact the FSEAP Crisis Hotline at 1-800-667-0993