Health Spending Account (HSA)

A Health Spending Account (HSA) gives employees flexible, tax‑efficient coverage for a wide range of health and dental expenses. An HSA is a powerful way to enhance your benefits plan while giving employees the freedom to choose how best to meet their family’s health needs.

Employees can use their HSA to pay for:

• Health or dental expenses not covered under the regular benefits plan
• Costs that exceed annual plan maximums
• Eligible services such as specialist treatments, dental expenses, orthotics, or alternative health therapies

To explore options or tailor a plan for your team, please contact us.

• High flexibility, employees choose what matters most
• Tax advantaged for both employer and employee
• Cost controlled for employers through predictable annual funding
• Enhances overall benefits equity between diverse employee needs