Our Team is Committed to the Health and Wellness of Your Team.

Why Choose the Trust


We’re different from other insurance companies in a big way.

First, we’re a non-profit organization. As a Health and Welfare Trust our priority is you, which means that the only fees built into your rates are those to run the plan.  Any surpluses are returned to you through plan enhancements or rate reductions. Second, when you join the BCCA Employee Benefit Trust, your team joins a pool of over 6800 members. Spreading the risk over such a large number of people enables us to provide better rate consistency year-to-year. Third, our ability to analyze the unique claiming patterns of your group allows us to appropriately rate your plan. We have access to more information than most benefit providers, which helps us determine fair rates.

You might be thinking, “Why can’t the other guys do the same?

The answer is simple. They can’t perform as deep of a drill-down because, unlike us, they are not administrators of their own plan. Our role, as the Administrators of this plan, allows us the unique ability to shape the experience of our members at the employer level and employee level. As administrators of our plan, we have total control over your employees’ benefits experience and we are driven to provide the most positive health and wellness service to your team.

Also, we’re a lot of fun. So what are you waiting for?



Our Values



We deliver what we promise. We are results-driven and provide outstanding service excellence.


We seek creative, practical solutions. We are flexible and adaptable to change. We maintain a can-do philosophy and focus on smart delivery.


We provide client-centric solutions with empathy and insight for our members and their employees. We are accessible – ensuring clear accountability and effective, open communication.

Team Orientation

We are a passionate and caring team, committed to long-term relationships. We are transparent and care for each other. We strive for leadership, integrity, trusted relationships, respect and openness.

Vision Statement


The long-term well-being of our plan members is protected and enhanced through their relationships at the Trust.

Mission Statement


We anticipate our members’ health and wellness needs, and provide a robust employee benefits plan that exceeds their expectations and protects them from life’s uncertainties.

Our methodology and philosophy

Our Insurance Suppliers

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More and more, we’re seeing prospective employees who are looking for a good employee benefit package. The BCCA program, with its value and quality service, makes it easy to offer the benefits that recruit people to our company.

– Tim Doucette VP Finance,
Pacific Group of Companies

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If you are experiencing a crisis, contact the FSEAP Crisis Hotline at 1-800-667-0993