Why Choose the Trust
We’re different from other insurance companies in a big way.
First, we’re a non-profit organization. As a Health and Welfare Trust our priority is you, which means that the only fees built into your rates are those to run the plan. Any surpluses are returned to you through plan enhancements or rate reductions. Second, when you join the BCCA Employee Benefit Trust, your team joins a pool of over 6800 members. Spreading the risk over such a large number of people enables us to provide better rate consistency year-to-year. Third, our ability to analyze the unique claiming patterns of your group allows us to appropriately rate your plan. We have access to more information than most benefit providers, which helps us determine fair rates.
You might be thinking, “Why can’t the other guys do the same?”
The answer is simple. They can’t perform as deep of a drill-down because, unlike us, they are not administrators of their own plan. Our role, as the Administrators of this plan, allows us the unique ability to shape the experience of our members at the employer level and employee level. As administrators of our plan, we have total control over your employees’ benefits experience and we are driven to provide the most positive health and wellness service to your team.
Also, we’re a lot of fun. So what are you waiting for?
JOIN THE TRUST