Extended Health Care (EHC)
Extended Health Care (EHC) is one of the most frequently used and most valued components of an employee benefits plan. It helps employees access the medical care they need while protecting them from unexpected out of pocket expenses, an important factor in supporting the health, productivity, and retention of your workforce.
Flexible Coverage Designed for Your Workforce
Your EHC plan can be customized with deductibles, coinsurance levels, and optional add ons to create coverage that fits your company’s size, budget, and long term goals.
Why Extended Health Care Matters
EHC helps employees access essential care sooner, prevents minor issues from becoming major ones, and reduces financial stress, all of which contribute to fewer absences, improved morale, and better retention, especially in physically demanding industries.
What Your Extended Health Care Plan Can Include:
Prescription Drugs
Coverage for medically necessary prescriptions, typically one of the most frequently used employee benefits.
Vision and Eye Care
- Eye exam coverage
- Optional vision care add on for glasses, prescription goggles or sunglasses, contact lenses, and laser eye surgery
Paramedical Services
Support for a wide range of practitioners to promote recovery, mobility, and mental wellness, including:
- Physiotherapists
- Chiropractors
- Massage therapists
- Psychologists
- Acupuncturists
- Naturopaths
- Speech therapists
- Dieticians
- Podiatrists
Travel and Emergency Medical Coverage
- Out-of-country or province travel assistance
- Medical Travel Benefit (MTB) for necessary medical care not available locally
Additional Health Benefits
- Semi-private or private hospital accommodation
- Private duty nursing
- Hearing aid coverage
Support for Families
- A 24 month survivor benefit that continues coverage for dependents if an employee passes away
Eligibility
Coverage continues to age 85 or earlier retirement, depending on your plan structure.
To explore options or tailor a plan for your team, please contact us.