Retiree Plan

BCCA Retiree Plan

Congratulations on your retirement! You have the option to convert to a personal health insurance plan with Pacific Blue Cross created specifically for retirees. Through this plan offering you can ensure continuous coverage for health, prescription drugs and dental expenses with no medical questionnaire.

To transition to a BCCA personal health insurance plan for your retirement, you must be 50+ years of age and apply within 60 days of the date on which your group benefits coverage was cancelled.

 

The BCCA Retiree Plan provides coverage as follows:

Health

Covers 80% of the following eligible expenses:

  • Vision care
  • Registered therapists
  • Hospital accomodation
  • Medical services and supplies
  • Nursing care
  • Ambulance services
  • Out-of-province, in-Canada travel
  • Accidental dental
  • Accidental death and dismemberment
  • Final expense benefit
  • Survivor benefit

 

Registered Therapists
Physiotherapists, massage therapists, chiropractors, chiropodist/podiatrists, naturopaths, acupuncturists, osteopaths $500 combined/yr
Speech therapists $45/visit, 10 visits/yr
Psychologists $65/visit, 10 visits/yr
Vision
Prescription eyewear $250/24 months
Eye exam $50/24 months
Medical Services and Supplies
Year 1 $1,500/yr
Year 2 $2,500/yr
Hearing aids $400/5/yrs
Medical Services and Supplies
Hospitalization $200/day
Day limit 30 days
Prescription Drugs

Covers 80% of eligible expenses, includes a pay direct drug card, and aligns with PBC’s BlueRX formulary pricing.
*Maximum follows BC PharmaCare

DISPENSING FEE $10*
Year 1 $1,000/yr
Year 2 $2,000/yr
Year 3+ $3,000/yr
Health and Prescription Drug Plan – Monthly Rates
Age Single Couple Family
50-54 $127.30 $243.60 $301.15
55-59 $131.10 $243.60 $301.15
60-64 $133.95 $247.00 $307.80
65-69 $141.55 $262.20 $325.85
70-74 $151.05 $280.25 $347.70
70+ $160.55 $297.35 $369.55
Dental (Optional)

Covers 80% of basic services such as regular cleanings every 9 months and endodontics (root canals). The plan also covers 50% of major services (bridges, crowns, etc.). Choose from the Silver or Gold dental plan, which offer different annual maximum limits.

Services Silver Gold
Basic 80% 80%
Endodontics 80% 80%
Major 50% 50%
Annual Limits $1,000 $1,500
Dental Plan – Monthly Rates

Contact Pacific Blue Cross directly if you have any additional questions or would like to apply for this plan.

** Make sure to mention that you’re interested in the BCCA Retiree Plan when you contact Pacific Blue Cross. **

Silver
Age Single Couple Family
50-54 $61.75 $114.95 $142.50
55-59 $63.65 $116.85 $146.30
60-64 $65.55 $120.65 $150.10
65-69 $66.50 $123.50 $152.95
70-74 $67.45 $125.40 $155.80
75+ $69.35 $128.25 $159.60
Gold
Age Single Couple Family
50-54 $66.50 $123.50 $153.90
55-59 $68.40 $126.35 $157.70
60-64 $70.30 $130.15 $161.50
65-69 $72.20 $133.00 $165.30
70-74 $73.15 $134.90 $168.15
75+ $75.05 $137.75 $171.95

Do you want to learn more about the BCCA Retiree Plan?

Contact Us